Friday, May 26, 2017

The Citi Forward Card

Why to Apply for the Citi Forward® Card

With a good credit, a lot of credit card holders can effortlessly get a card that can best be suited for their spending and interests. However, not everyone is aware of the benefits that they could take advantage of when choosing the right kind of card for their lifestyle. Most of the people who have difficulty in determining the credit cards that would be suited for them especially the younger consumers because of the lack on information. The good thing about the Citi Forward® Card is that it advertises itself in the many social networking sites to inform young credit card seekers of the services and benefits that they could enjoy.

Similar to most credit card rewards program, the Citi Forward® Card also has the same facility that can be enjoyed by its card holders. But, this card provides better earning capacity for card holders because of the increased benefits. The Citi Forward® Card offers five points for every dollar being spent on restaurants and entertainment by card holders which would convert to more rewards in a faster period of time. Other purchases that are being made are automatically converted to one reward point per dollar. The rewards system is basically created in order to suit the interests of very young card holders such as travel, dining, music, movies, and concerts.

Every year a card holder can collect up to 75,000 rewards points which is also regarded to as the ThankYou points which can be kept for up to five years. The card holder should always be aware of the expiry of these points in order to fully take advantage of these. All ThankYou points that are being earned are eligible for redemption at any time and expire the end of the month on the fifth year when these are earned. Since there are no annual fees for this card, the card holder can enjoy the many offers for as long as they wish making it one of the first credit card options of many people. There are no worries with the use of this card mainly because it is offered by the very dependable services by Citi.

The great offers of the Citi Forward® Card begin from the time of its receipt because of the sign up bonuses that the card holder could enjoy. These bonuses include the additional ThankYou Points and statement credits. There are 2,500 ThankYou Points that can automatically be redeemed after signing up for paperless statements and 6,000 ThankYou Points after making purchases that amount to $250 within the first three months. If one is able to spend more that $500 in the three initial months, a $100 statement credit can be received.

The Citi Forward® Card would best suit younger credit card holders as it creates options for the spending pattern of these persons. Since it provides a lot of advantages when it is used in spending for dining and entertainment activities, young adults can make the most out of this credit card. This also makes such a great supplementary card that parents can provide for their children for them to enjoy the many benefits that it can offer. Children will usually spend most on the activities that Citi Forward® Card promotes making it a great card to earn as many ThankYou Points to redeem as many credits and rewards.

Benefits of the Citi Forward® Card at a Glance

  • The rewards system of this card is basically created to suit the interests of very young card holders such as travel, dining, music, movies, and concerts.
  • The card offers five points for every dollar being spent on restaurants and entertainment by card holders.
  • Card holders can collect up to 75,000 rewards points which is also regarded to as the ThankYou points which can be kept for up to five years.
  • There are 2,500 ThankYou Points that can automatically be redeemed after signing up for paperless statements and 6,000 ThankYou Points after making purchases that amount to $250 within the first three months.
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